Can I finance a boat?

Yes.

Any year. Any engine hours. Any brand. From any dealer, a private seller on Kijiji, or a listing on Facebook Marketplace. Financing can be approved before you even meet the seller.

Whether you’re after a fishing boat for the lake, a pontoon for family weekends, a cruiser for longer trips, or a runabout for watersports, we finance boats of every kind. All from your phone.

Whatever You Float, We Finance It

Fishing boats, pontoons, cruisers, runabouts, ski boats, deck boats, and more. All makes, all sizes, all years.

Any Brand

Legend, Princecraft, Lund, Tracker, Lowe, Crestliner, Ranger, Boston Whaler, Sea Ray, Bayliner, and more. All makes and models.

Any Year

New, used, high-hour, or vintage. We finance any model year and any engine hours, and we know which of our lending partners will match your boat with the best terms.

Any Source

Any dealer, private seller down the street, Kijiji, or Facebook Marketplace. As long as you and the seller are Canadian, we can finance it.

How Boat Financing Works

From the moment you spot the boat to the moment you’re on the water. All from your phone.

01

Find Your Boat

Browse any dealer, a private seller, Facebook Marketplace, or Kijiji. Any source works.

02

Apply in Minutes

Quick, secure application from your phone or laptop. No commitment required.

03

Get Approved

One application. The right lending partner. Terms that fit you. Most decisions come back the same day.

04

Hit the Water

We handle the funding. Dealer or private. You ride.

Boat Financing FAQs

The four questions we hear most from boat buyers.

Yes. We finance any year and any engine hours, including older, high-hour models. Financing can be approved before you even meet the seller.
Yes, in many cases. Most of our boat deals land between $15,000 and $75,000, and we can go up to $100,000 depending on the boat and your credit profile. If you’re looking at something well above that, we’re probably not the right fit. If you’re not sure where your boat lands, reach out and we’ll tell you straight.
Legend, Princecraft, Lund, Tracker, Lowe, Crestliner, Ranger, Boston Whaler, Sea Ray, Bayliner, and more. All makes and models.
Yes. Kijiji, Facebook Marketplace, a neighbour, or anywhere else. As long as you and the seller are Canadian, we can finance it. Financing can be approved before you meet the seller. See our Private Sale Financing page for details on how the process works.
★★★★★

“Found a 2019 Legend Xterminator on Kijiji. TBJ had me approved in a day and handled everything from my phone. On the water within the week.”

CD
Chris D.
Ontario

Found the Boat? Let’s Get You Approved.

Start your application or give us a call. Most decisions come back the same business day.

Mon-Fri: 9AM – 5PM  ·  Sat-Sun: Appointment Only

Simple, secure application. No commitment required.