/*
Theme Name: TBJ Capital Financing
Theme URI: https://tbjcapitalfinancing.com
Author: TBJ Capital Financing
Description: Custom theme for TBJ Capital Financing — powersports and recreational vehicle financing brokerage.
Version: 1.0.0
Text Domain: tbj-capital
*/

/* =========================================================
   TBJ CAPITAL FINANCING — MAIN STYLESHEET
   ========================================================= */

/* ---------- ROOT VARIABLES ---------- */
:root {
  --navy: #0A2540;
  --accent: #2C5F8A;
  --accent-hover: #234B6E;
  --accent-light: #E3ECF5;
  --gold: #dcae51;
  --gold-hover: #c99b3f;
  --gold-soft: rgba(220, 174, 81, 0.12);
  --gray-bg: #F9FAFB;
  --gray-border: #E5E7EB;

  --text-dark: #1E1E1E;
  --text-light: #4B5563;
  --text-muted: #7A7F8A;
  --text-on-dark: #F9FAFB;
  --text-on-dark-secondary: rgba(249, 250, 251, 0.75);

  --bg-white: #FFFFFF;
  --bg-light: var(--gray-bg);
  --bg-dark: var(--navy);
  --border-light: #E5E7EB;

  --error: #DC2626;
  --success: #16A34A;

  --font-display: 'Outfit', sans-serif;
  --font-body: 'Inter', sans-serif;

  --section-pad: clamp(3.5rem, 8vw, 6rem);
  --container: 1200px;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow: 0 4px 24px rgba(10, 37, 64, 0.08);
  --shadow-lg: 0 12px 48px rgba(10, 37, 64, 0.12);
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ---------- BASE RESET ---------- */
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-font-smoothing: antialiased; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-body);
  background: var(--bg-white);
  color: var(--text-dark);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-tap-highlight-color: transparent;
}
h1, h2, h3, h4 { font-family: var(--font-display); font-weight: 800; line-height: 1.15; letter-spacing: -0.02em; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { max-width: var(--container); margin: 0 auto; padding: 0 1.5rem; }

/* ---------- NAV ---------- */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 1.25rem 0;
  transition: var(--transition);
  background: rgba(255, 255, 255, 0.68);
  backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
}
/* Homepage: fully transparent at top for the hero */
.home .nav:not(.scrolled) {
  background: transparent;
  backdrop-filter: none;
  -webkit-backdrop-filter: none;
  border-bottom: none;
}
/* Scrolled state — glass everywhere */
.nav.scrolled {
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(24px) saturate(180%);
  -webkit-backdrop-filter: blur(24px) saturate(180%);
  border-bottom: 1px solid var(--border-light);
  padding: 0.85rem 0;
}
.nav-inner { display: flex; align-items: center; justify-content: space-between; gap: 1rem; flex-wrap: nowrap; }
.logo {
  display: flex; align-items: center; gap: 0.75rem;
  font-family: var(--font-display); font-weight: 900; font-size: 1.35rem;
  letter-spacing: -0.03em; color: var(--text-dark);
  flex-shrink: 0; white-space: nowrap;
}
.logo-mark {
  width: 40px; height: 40px; background: var(--navy); border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem; font-weight: 900; color: #fff;
  box-shadow: 0 4px 16px rgba(10, 37, 64, 0.25);
  border: 1.5px solid var(--gold); flex-shrink: 0;
}
.logo-text span { color: var(--accent); }
.nav-links { display: flex; align-items: center; gap: 1.4rem; list-style: none; }
.nav-links > li { position: relative; }
.nav-links a {
  font-size: 0.9rem; font-weight: 500; color: var(--text-light);
  transition: var(--transition); position: relative; white-space: nowrap;
}
.nav-links > li > a:hover { color: var(--navy); }
.nav-links > li > a::after {
  content: ''; position: absolute; bottom: -4px; left: 0;
  width: 0; height: 2px; background: var(--gold); transition: var(--transition);
}
.nav-links > li > a:hover::after { width: 100%; }

/* --- Dropdown hover bridge: keeps the dropdown open while moving cursor down --- */
.nav-item-dropdown::after {
  content: '';
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  height: 20px;
  pointer-events: auto;
}

.caret {
  display: inline-block; width: 0; height: 0;
  border-left: 4px solid transparent; border-right: 4px solid transparent;
  border-top: 4px solid currentColor; margin-left: 0.4rem;
  vertical-align: middle; opacity: 0.5;
  transition: transform 0.2s ease, opacity 0.2s ease;
}
.nav-item-dropdown:hover > a .caret,
.nav-item-dropdown:focus-within > a .caret { transform: rotate(180deg); opacity: 1; }

.nav-dropdown {
  position: absolute;
  top: calc(100% + 12px); left: 50%;
  transform: translateX(-50%) translateY(6px);
  min-width: 300px;
  background: #fff;
  border: 1px solid var(--border-light);
  border-radius: 14px;
  box-shadow: 0 20px 48px rgba(10, 37, 64, 0.14);
  padding: 0.55rem;
  opacity: 0; visibility: hidden;
  transition: opacity 0.22s ease, transform 0.22s ease, visibility 0.22s;
  z-index: 100; list-style: none; margin: 0;
}
.nav-dropdown::before {
  content: ''; position: absolute; top: -6px; left: 50%;
  transform: translateX(-50%) rotate(45deg);
  width: 12px; height: 12px; background: #fff;
  border-top: 1px solid var(--border-light);
  border-left: 1px solid var(--border-light);
}
.nav-item-dropdown:hover .nav-dropdown,
.nav-item-dropdown:focus-within .nav-dropdown {
  opacity: 1; visibility: visible;
  transform: translateX(-50%) translateY(0);
}
.nav-dropdown li { border-bottom: none; }
.nav-dropdown li a {
  display: block;
  padding: 0.65rem 0.9rem;
  border-radius: 9px;
  font-size: 0.9rem;
  color: var(--text-dark);
  font-weight: 500;
  transition: background 0.2s ease, color 0.2s ease;
  line-height: 1.35;
  white-space: normal;
}
.nav-dropdown li a:hover { background: var(--accent-light); color: var(--navy); }
.nav-dropdown li a::after { display: none; }
.nav-dropdown li a.active { background: var(--accent-light); color: var(--navy); font-weight: 600; }

.nav-dropdown--two-col {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 0.15rem 0.5rem; min-width: 480px; padding: 0.7rem;
}
.nav-dropdown--two-col .nav-dropdown-divider,
.nav-dropdown--two-col .nav-dropdown-footer { grid-column: 1 / -1; }
.nav-dropdown-divider { height: 1px; background: var(--border-light); margin: 0.4rem 0.5rem; }
.nav-dropdown-footer a { color: var(--accent) !important; font-weight: 600 !important; }

.nav-cta {
  display: inline-flex; align-items: center; gap: 0.5rem;
  padding: 0.6rem 1.1rem;
  background: var(--accent); color: #fff;
  font-weight: 600; font-size: 0.85rem;
  border-radius: 8px; transition: var(--transition);
  border: none; cursor: pointer;
  font-family: var(--font-body); text-decoration: none;
  white-space: nowrap; flex-shrink: 0;
}
.nav-cta:hover { background: var(--accent-hover); transform: translateY(-1px); box-shadow: 0 8px 24px rgba(44, 95, 138, 0.35); }
.nav-cta:active { transform: translateY(0); }
.mobile-toggle {
  display: none; background: none; border: none;
  color: var(--text-dark); cursor: pointer;
  padding: 0.5rem; min-width: 44px; min-height: 44px;
  align-items: center; justify-content: center; flex-shrink: 0;
}
.mobile-toggle svg { width: 28px; height: 28px; }

/* ---------- SHARED BUTTONS ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 0.6rem;
  padding: 1rem 1.8rem;
  font-family: var(--font-body); font-size: 1rem; font-weight: 600;
  border-radius: 10px; cursor: pointer;
  transition: var(--transition); border: none;
  text-decoration: none; white-space: nowrap; min-height: 48px;
}
.btn-primary {
  background: var(--navy); color: #fff;
  box-shadow: 0 8px 28px rgba(10, 37, 64, 0.25);
}
.btn-primary:hover { background: #061A30; transform: translateY(-2px); box-shadow: 0 12px 36px rgba(10, 37, 64, 0.35); }
.btn-primary:active { transform: translateY(0); }
.btn-secondary {
  background: transparent; color: var(--navy);
  border: 1.5px solid var(--border-light);
}
.btn-secondary:hover { border-color: var(--gold); background: var(--gold-soft); transform: translateY(-2px); }
.btn-secondary:active { transform: translateY(0); }
.btn svg { width: 18px; height: 18px; transition: transform 0.3s ease; }
.btn:hover svg { transform: translateX(3px); }

/* ---------- HOMEPAGE: HERO ---------- */
.hero {
  position: relative;
  min-height: 100vh; min-height: 100svh;
  display: flex; align-items: center;
  padding: 8rem 0 5rem; overflow: hidden;
  background: linear-gradient(135deg, #FFFFFF 0%, #F9FAFB 50%, #E3ECF5 100%);
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(10, 37, 64, 0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(10, 37, 64, 0.03) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
  pointer-events: none;
}
.hero-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 4rem; align-items: center;
  position: relative; z-index: 2;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 0.6rem;
  padding: 0.5rem 1rem;
  background: var(--accent-light);
  border: 1px solid var(--gold);
  border-radius: 100px;
  font-size: 0.82rem; font-weight: 700;
  color: var(--navy); margin-bottom: 1.75rem;
  letter-spacing: 0.03em; text-transform: uppercase;
}
.hero-badge .dot {
  width: 7px; height: 7px; background: var(--gold);
  border-radius: 50%; animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(1.3); }
}
.hero h1 {
  font-size: clamp(2.6rem, 5.5vw, 4.2rem);
  font-weight: 900; margin-bottom: 1.5rem;
  letter-spacing: -0.035em; color: var(--navy);
}
.hero h1 .highlight { color: var(--accent); position: relative; }
.hero h1 .highlight::after {
  content: ''; position: absolute;
  bottom: 4px; left: 0; right: 0; height: 6px;
  background: var(--gold); opacity: 0.35;
  border-radius: 3px; z-index: -1;
}
.hero-sub {
  font-size: clamp(1.05rem, 1.5vw, 1.2rem);
  color: var(--text-light);
  margin-bottom: 2.5rem; max-width: 580px; line-height: 1.7;
}
.hero-sub strong { color: var(--navy); font-weight: 600; }
.hero-ctas { display: flex; gap: 1rem; flex-wrap: wrap; margin-bottom: 3rem; }
.hero-trust { display: flex; align-items: center; gap: 1.5rem; flex-wrap: wrap; }
.trustpilot-mini {
  display: flex; align-items: center; gap: 0.75rem;
  padding: 0.6rem 1rem; background: var(--bg-white);
  border: 1.5px solid var(--gold); border-radius: 10px;
  box-shadow: 0 2px 8px rgba(10, 37, 64, 0.06);
}
.trustpilot-stars { display: flex; gap: 2px; }
.trustpilot-stars .star {
  width: 20px; height: 20px; background: var(--gold);
  display: flex; align-items: center; justify-content: center;
  border-radius: 3px; font-size: 12px; color: #fff; font-weight: 700;
}
.trustpilot-text { font-size: 0.82rem; color: var(--text-light); line-height: 1.3; }
.trustpilot-text strong { color: var(--navy); display: block; font-size: 0.88rem; }

.hero-visual { position: relative; display: flex; align-items: center; justify-content: center; }
.hero-image-wrap {
  position: relative; width: 100%; max-width: 500px;
  aspect-ratio: 4 / 5;
  border-radius: var(--radius-lg); overflow: hidden;
  border: 2px solid var(--gold);
  box-shadow: 0 24px 60px rgba(10, 37, 64, 0.22), 0 0 0 8px rgba(220, 174, 81, 0.08);
  background: linear-gradient(135deg, var(--navy), var(--accent));
  isolation: isolate;
}
.hero-image {
  position: absolute; inset: 0;
  width: 100%; height: 100%; object-fit: cover; display: block;
  animation: kenburns 24s ease-in-out infinite alternate;
}
@keyframes kenburns {
  0%   { transform: scale(1.02) translate(0, 0); }
  100% { transform: scale(1.1) translate(-1.5%, -1.5%); }
}
.hero-image-overlay {
  position: absolute; inset: 0;
  background:
    linear-gradient(180deg, rgba(10, 37, 64, 0) 45%, rgba(10, 37, 64, 0.35) 100%),
    linear-gradient(90deg, rgba(10, 37, 64, 0.12) 0%, transparent 30%);
  pointer-events: none; z-index: 1;
}

/* ---------- HOMEPAGE: TRUST BAR ---------- */
.trust-bar {
  background: var(--navy); padding: 1.75rem 0; overflow: hidden;
  border-top: 3px solid var(--gold); border-bottom: 3px solid var(--gold);
}
.trust-bar-inner {
  display: flex; align-items: center; justify-content: center;
  gap: 3rem; flex-wrap: wrap;
}
.trust-item {
  display: flex; align-items: center; gap: 0.75rem;
  font-size: 0.9rem; font-weight: 600;
  color: var(--text-on-dark-secondary); white-space: nowrap;
}
.trust-item .icon {
  width: 32px; height: 32px; border-radius: 8px;
  background: rgba(220, 174, 81, 0.15);
  border: 1px solid rgba(220, 174, 81, 0.3);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold); flex-shrink: 0;
}
.trust-item .icon svg { width: 18px; height: 18px; }

/* ---------- SHARED SECTIONS ---------- */
.section { padding: var(--section-pad) 0; position: relative; }
.section-white { background: var(--bg-white); }
.section-light { background: var(--bg-light); }

.section-header { text-align: center; max-width: 720px; margin: 0 auto 4rem; }
.section-header h2 { font-size: clamp(2rem, 3.5vw, 2.75rem); margin-bottom: 1.25rem; color: var(--navy); }
.section-header p { font-size: 1.08rem; color: var(--text-light); line-height: 1.7; }

.section-label {
  display: inline-block;
  font-size: 0.8rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em;
  color: var(--accent); margin-bottom: 1rem;
}
.section-heading { max-width: 720px; margin: 0 auto 3rem; text-align: center; }
.section-heading h2 { font-size: clamp(1.75rem, 3.2vw, 2.4rem); color: var(--navy); margin-bottom: 1rem; }
.section-heading p { font-size: 1.05rem; color: var(--text-light); line-height: 1.7; }

/* ---------- HOME: HOW IT WORKS / STEPS ---------- */
.how-it-works { background: var(--bg-white); }
.steps { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 1.5rem; }
.step {
  background: var(--bg-light);
  border: 1px solid var(--border-light);
  border-top: 3px solid var(--gold);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  transition: var(--transition); overflow: hidden;
}
.step:hover { border-color: var(--gold); transform: translateY(-4px); box-shadow: 0 12px 40px rgba(10, 37, 64, 0.1); }
.step-num {
  font-family: var(--font-display); font-size: 3.5rem; font-weight: 900;
  color: var(--accent-light); line-height: 1; margin-bottom: 1rem;
  transition: var(--transition);
}
.step:hover .step-num { color: var(--gold); }
.step h3 { font-size: 1.15rem; margin-bottom: 0.75rem; font-weight: 700; color: var(--navy); }
.step p { font-size: 0.9rem; color: var(--text-light); line-height: 1.65; }

/* ---------- HOME: VEHICLE GRID ---------- */
.what-we-finance { background: var(--bg-light); }
.vehicle-grid { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 1.1rem; }
.vehicle-card {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 0.4rem;
  transition: var(--transition); cursor: pointer;
  display: flex; flex-direction: column; min-width: 0;
}
.vehicle-card:hover {
  border-color: var(--gold); transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(44, 95, 138, 0.12);
}
.vehicle-image-wrap {
  position: relative; aspect-ratio: 4 / 3;
  overflow: hidden; border-radius: 8px;
  background: linear-gradient(135deg, var(--accent-light) 0%, #fff 100%);
}
.vehicle-image-wrap::before {
  content: attr(data-label);
  position: absolute; inset: 0;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display); font-weight: 700; font-size: 0.62rem;
  color: var(--accent); letter-spacing: 0.08em; text-transform: uppercase;
  opacity: 0.5; padding: 0.6rem; text-align: center; z-index: 0;
}
.vehicle-image {
  position: absolute; inset: 0;
  width: 100%; height: 100%; object-fit: cover;
  display: block; z-index: 1;
  transition: transform 0.4s ease;
}
.vehicle-card:hover .vehicle-image { transform: scale(1.06); }
.vehicle-info {
  padding: 0.65rem 0.3rem 0.3rem;
  text-align: center; flex: 1;
  display: flex; flex-direction: column; justify-content: center;
  min-width: 0;
}
.vehicle-info h3 {
  font-family: var(--font-display); font-size: 0.88rem; font-weight: 700;
  color: var(--navy); margin-bottom: 0.2rem;
  letter-spacing: -0.01em; line-height: 1.2;
  overflow-wrap: break-word;
}
.vehicle-info p {
  font-size: 0.7rem; color: var(--text-muted);
  line-height: 1.35; overflow-wrap: break-word;
}

/* ---------- HOME: DIFFERENTIATOR ---------- */
.differentiator { background: var(--bg-white); }
.diff-grid {
  display: grid; grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.5rem; align-items: stretch;
}
.diff-card {
  background: var(--bg-light);
  border: 1px solid var(--border-light);
  border-top: 3px solid var(--gold);
  border-radius: var(--radius-lg);
  padding: 2.25rem 2rem;
  position: relative; overflow: hidden;
  transition: var(--transition);
  display: flex; flex-direction: column;
}
.diff-card:hover { border-color: var(--gold); transform: translateY(-4px); box-shadow: 0 12px 40px rgba(10, 37, 64, 0.1); }
.diff-tag {
  display: inline-block; padding: 0.35rem 0.85rem;
  background: var(--accent-light); border: 1px solid var(--gold);
  border-radius: 100px;
  font-size: 0.72rem; font-weight: 700; color: var(--navy);
  text-transform: uppercase; letter-spacing: 0.06em;
  margin-bottom: 1.5rem; align-self: flex-start;
}
.diff-card h3 { font-size: 1.4rem; margin-bottom: 1rem; letter-spacing: -0.02em; color: var(--navy); }
.diff-card > p { color: var(--text-light); font-size: 0.95rem; line-height: 1.7; margin-bottom: 1.5rem; }
.diff-list { list-style: none; display: flex; flex-direction: column; gap: 0.8rem; margin-top: auto; }
.diff-list li {
  display: flex; align-items: flex-start; gap: 0.7rem;
  font-size: 0.88rem; color: var(--text-light);
}
.diff-list li svg { width: 18px; height: 18px; color: var(--accent); flex-shrink: 0; margin-top: 2px; }
.diff-list li strong { color: var(--navy); font-weight: 600; }

/* ---------- HOME: REVIEWS ---------- */
.reviews { background: var(--bg-light); }
.reviews-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.5rem; margin-bottom: 3rem; }
.review-card {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 2rem; transition: var(--transition); position: relative;
}
.review-card::before {
  content: '"'; position: absolute; top: 0.5rem; right: 1.5rem;
  font-family: var(--font-display); font-size: 4rem; font-weight: 900;
  color: var(--accent-light); line-height: 1;
}
.review-card:hover { border-color: var(--gold); transform: translateY(-4px); box-shadow: 0 12px 40px rgba(10, 37, 64, 0.1); }
.review-stars { display: flex; gap: 3px; margin-bottom: 1.25rem; position: relative; z-index: 1; }
.review-stars .star {
  width: 22px; height: 22px; background: var(--gold);
  display: flex; align-items: center; justify-content: center;
  border-radius: 3px; font-size: 13px; color: #fff; font-weight: 700;
}
.review-text {
  font-size: 0.95rem; color: var(--text-light); line-height: 1.7;
  margin-bottom: 1.5rem; font-style: italic;
  position: relative; z-index: 1;
}
.review-author { display: flex; align-items: center; gap: 0.85rem; position: relative; z-index: 1; }
.review-avatar {
  width: 42px; height: 42px; border-radius: 50%;
  background: var(--navy); display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 0.95rem; color: #fff;
  flex-shrink: 0; border: 2px solid var(--gold);
}
.review-name { font-size: 0.9rem; font-weight: 600; color: var(--navy); }
.review-meta { font-size: 0.78rem; color: var(--text-muted); }
.reviews-cta { text-align: center; }

/* ---------- HOME/INTERIOR: FAQ ---------- */
.faq { background: var(--bg-white); }
.faq-list { max-width: 820px; margin: 0 auto; display: flex; flex-direction: column; gap: 0.85rem; }
.faq-item {
  background: var(--bg-light);
  border: 1px solid var(--border-light);
  border-radius: var(--radius); overflow: hidden;
  transition: var(--transition);
}
.faq-item:hover { border-color: var(--gold); }
.faq-item.active { border-color: var(--gold); background: var(--bg-white); box-shadow: 0 8px 32px rgba(10, 37, 64, 0.08); }
.faq-question {
  width: 100%; background: none; border: none;
  padding: 1.5rem 1.75rem;
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  cursor: pointer; text-align: left;
  font-family: var(--font-body); font-size: 1.02rem; font-weight: 600;
  color: var(--navy); transition: var(--transition); min-height: 64px;
}
.faq-question:hover { color: var(--accent); }
.faq-icon {
  width: 28px; height: 28px; border-radius: 8px;
  background: var(--accent-light); border: 1px solid var(--gold);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; transition: var(--transition); color: var(--accent);
}
.faq-icon svg { width: 16px; height: 16px; transition: transform 0.3s ease; }
.faq-item.active .faq-icon { background: var(--accent); color: #fff; }
.faq-item.active .faq-icon svg { transform: rotate(45deg); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.4s cubic-bezier(0.4, 0, 0.2, 1); }
.faq-answer-inner {
  padding: 0 1.75rem 1.5rem;
  font-size: 0.95rem; color: var(--text-light); line-height: 1.75;
}
.faq-answer-inner a {
  color: var(--accent); font-weight: 600;
  border-bottom: 1px solid rgba(44, 95, 138, 0.3);
  transition: var(--transition);
}
.faq-answer-inner a:hover { border-bottom-color: var(--accent); }

/* ---------- INTERIOR: BREADCRUMB ---------- */
.breadcrumb-bar {
  background: var(--bg-light);
  border-bottom: 1px solid var(--border-light);
  padding: 6rem 0 0.9rem;
}
.breadcrumb {
  display: flex; align-items: center; gap: 0.5rem;
  font-size: 0.82rem; color: var(--text-muted);
  list-style: none; flex-wrap: wrap;
}
.breadcrumb li { display: flex; align-items: center; gap: 0.5rem; }
.breadcrumb a { color: var(--text-muted); transition: var(--transition); }
.breadcrumb a:hover { color: var(--accent); }
.breadcrumb .sep { opacity: 0.5; }
.breadcrumb .current { color: var(--navy); font-weight: 600; }

/* ---------- INTERIOR: PAGE HERO ---------- */
.page-hero {
  position: relative; padding: 3.5rem 0 4rem;
  background: var(--bg-light); overflow: hidden;
}
.page-hero::before {
  content: ''; position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(10, 37, 64, 0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(10, 37, 64, 0.03) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
  pointer-events: none;
}
.page-hero-inner { position: relative; z-index: 2; max-width: 820px; }
.page-hero h1 {
  font-size: clamp(2rem, 4.2vw, 3rem);
  color: var(--navy); margin-bottom: 1.5rem;
  letter-spacing: -0.03em;
}

.answer-block {
  background: #fff;
  border: 2px solid var(--gold);
  border-radius: var(--radius-lg);
  padding: 2rem 2.25rem;
  box-shadow: 0 12px 48px rgba(10, 37, 64, 0.08), 0 0 0 6px rgba(220, 174, 81, 0.08);
  margin-top: 2rem;
}
.answer-block .answer-word {
  font-family: var(--font-display); font-size: 1.75rem; font-weight: 900;
  color: var(--accent); letter-spacing: -0.02em;
  margin-bottom: 0.6rem; display: block;
}
.answer-block p {
  font-size: 1.08rem; color: var(--text-dark);
  line-height: 1.7; margin: 0;
}
.answer-block p + p { margin-top: 0.85rem; color: var(--text-light); font-size: 1rem; }
.answer-block p .brand-hint { color: var(--navy); font-weight: 600; }

.hero-ctas { display: flex; gap: 1rem; flex-wrap: wrap; margin-top: 2.25rem; }

/* ---------- INTERIOR: CHECKLIST CARDS ---------- */
.checklist-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.5rem; }
.checklist-card {
  background: #fff;
  border: 1px solid var(--border-light);
  border-top: 3px solid var(--gold);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  transition: var(--transition);
}
.checklist-card:hover { border-color: var(--gold); transform: translateY(-4px); box-shadow: 0 12px 40px rgba(10, 37, 64, 0.1); }
.checklist-icon {
  width: 52px; height: 52px; border-radius: 12px;
  background: var(--accent-light);
  border: 1.5px solid var(--gold);
  display: flex; align-items: center; justify-content: center;
  color: var(--accent); margin-bottom: 1.25rem;
}
.checklist-icon svg { width: 26px; height: 26px; }
.checklist-card h3 { font-size: 1.15rem; color: var(--navy); margin-bottom: 0.75rem; font-weight: 700; }
.checklist-card p { font-size: 0.94rem; color: var(--text-light); line-height: 1.7; }
.checklist-card p + p { margin-top: 0.75rem; }

/* ---------- INTERIOR: FEATURE BLOCK ---------- */
.build-card {
  background: #fff;
  border: 2px solid var(--gold);
  border-radius: var(--radius-lg);
  padding: 3rem 3rem 2.75rem;
  box-shadow: 0 12px 48px rgba(10, 37, 64, 0.08), 0 0 0 6px rgba(220, 174, 81, 0.08);
  max-width: 1000px; margin: 0 auto;
}
.build-card h2 { font-size: clamp(1.75rem, 3.2vw, 2.4rem); color: var(--navy); margin-bottom: 1rem; }
.build-card > p { font-size: 1.05rem; color: var(--text-light); line-height: 1.7; max-width: 680px; }
.build-points {
  display: grid; grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0; margin-top: 2.5rem; padding-top: 2rem;
  border-top: 1px solid var(--border-light);
}
.build-point { padding-right: 1.75rem; border-right: 1px solid var(--border-light); }
.build-point:not(:first-child) { padding-left: 1.75rem; }
.build-point:last-child { border-right: none; padding-right: 0; }
.build-point h4 {
  font-family: var(--font-display); font-size: 1rem; font-weight: 700;
  color: var(--navy); margin-bottom: 0.5rem; letter-spacing: -0.01em;
}
.build-point p { font-size: 0.9rem; color: var(--text-light); line-height: 1.65; }

/* ---------- INTERIOR: TESTIMONIAL ---------- */
.testimonial { max-width: 800px; margin: 0 auto; text-align: center; }
.testimonial-stars { display: flex; justify-content: center; gap: 4px; margin-bottom: 1.5rem; }
.testimonial-stars .star {
  width: 24px; height: 24px; background: var(--gold);
  display: flex; align-items: center; justify-content: center;
  border-radius: 4px; font-size: 14px; color: #fff; font-weight: 700;
}
.testimonial-quote {
  font-family: var(--font-display);
  font-size: clamp(1.15rem, 2vw, 1.4rem); font-weight: 600;
  color: var(--navy); line-height: 1.5;
  margin-bottom: 1.75rem; letter-spacing: -0.01em;
}
.testimonial-author { display: flex; align-items: center; justify-content: center; gap: 0.85rem; }
.testimonial-avatar {
  width: 48px; height: 48px; border-radius: 50%;
  background: var(--navy); display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 1rem; color: #fff;
  border: 2px solid var(--gold);
}
.testimonial-name { font-size: 0.95rem; font-weight: 600; color: var(--navy); text-align: left; }
.testimonial-meta { font-size: 0.82rem; color: var(--text-muted); text-align: left; }

/* ---------- FINAL CTA (SHARED) ---------- */
.final-cta {
  background: var(--navy); text-align: center;
  position: relative;
  border-top: 3px solid var(--gold);
  border-bottom: 3px solid var(--gold);
}
.final-cta h2 {
  font-size: clamp(1.85rem, 3.5vw, 2.6rem);
  margin-bottom: 1.25rem; max-width: 700px;
  margin-left: auto; margin-right: auto;
  color: var(--text-on-dark);
}
.final-cta p {
  font-size: 1.08rem; color: var(--text-on-dark-secondary);
  max-width: 600px; margin: 0 auto 2.5rem; line-height: 1.7;
}
.final-cta .btn-group { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }
.final-cta .btn-primary { background: var(--gold); color: var(--navy); }
.final-cta .btn-primary:hover { background: var(--gold-hover); }
.final-cta .btn-secondary { color: var(--text-on-dark); border-color: rgba(249, 250, 251, 0.3); }
.final-cta .btn-secondary:hover { border-color: var(--gold); background: rgba(220, 174, 81, 0.15); }
.cta-note { margin-top: 1.5rem; font-size: 0.85rem; color: var(--text-on-dark-secondary); }
.cta-hours {
  margin-top: 1.25rem;
  display: inline-flex; align-items: center; gap: 0.55rem;
  font-size: 0.85rem; color: var(--text-on-dark-secondary);
  padding: 0.5rem 1rem;
  background: rgba(249, 250, 251, 0.06);
  border: 1px solid rgba(249, 250, 251, 0.1);
  border-radius: 100px;
}
.cta-hours svg { width: 15px; height: 15px; color: var(--gold); flex-shrink: 0; }

/* ---------- APPLY PAGE ---------- */
.app-wrap { max-width: 760px; margin: 0 auto; padding: 7rem 1.5rem 4rem; }
.app-header { text-align: center; margin-bottom: 2rem; }
.app-logo {
  display: inline-flex; align-items: center; gap: 0.7rem;
  font-family: var(--font-display); font-weight: 900; font-size: 1.2rem;
  letter-spacing: -0.03em; color: var(--navy); margin-bottom: 1.5rem;
}
.app-logo-mark {
  width: 40px; height: 40px; background: var(--navy); border-radius: 10px;
  display: flex; align-items: center; justify-content: center; color: #fff;
  font-size: 0.95rem; font-weight: 900; border: 1.5px solid var(--gold);
  box-shadow: 0 4px 16px rgba(10, 37, 64, 0.2);
}
.app-logo-text span { color: var(--accent); }
.app-badge {
  display: inline-flex; align-items: center; gap: 0.5rem;
  padding: 0.4rem 0.9rem;
  background: var(--accent-light);
  border: 1px solid var(--gold);
  border-radius: 100px;
  font-size: 0.72rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.06em;
  color: var(--navy); margin-bottom: 1rem;
}
.app-badge .dot {
  width: 7px; height: 7px; background: var(--gold);
  border-radius: 50%; animation: pulse 2s infinite;
}
.app-header h1 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.5rem); font-weight: 800;
  color: var(--navy); letter-spacing: -0.03em;
  margin-bottom: 0.75rem; line-height: 1.15;
}
.app-header p { font-size: 1rem; color: var(--text-light); max-width: 520px; margin: 0 auto; }
.app-card {
  background: #fff; border: 2px solid var(--gold);
  border-radius: var(--radius-lg); padding: 2.5rem;
  box-shadow: 0 12px 48px rgba(10, 37, 64, 0.1), 0 0 0 6px rgba(220, 174, 81, 0.08);
}
.form-section { margin-bottom: 2rem; }
.form-section:last-of-type { margin-bottom: 0; }
.form-heading {
  display: flex; align-items: center; gap: 0.6rem;
  font-family: var(--font-display); font-size: 1.02rem; font-weight: 700;
  color: var(--navy); padding-bottom: 0.85rem; margin-bottom: 1.25rem;
  border-bottom: 1px solid var(--gray-border);
}
.form-heading-num {
  width: 26px; height: 26px; border-radius: 8px;
  background: var(--accent-light); border: 1px solid var(--gold);
  display: flex; align-items: center; justify-content: center;
  font-size: 0.75rem; font-weight: 800; color: var(--accent);
  font-family: var(--font-body); flex-shrink: 0;
}
.field { margin-bottom: 1.15rem; }
.field label { display: block; font-size: 0.85rem; font-weight: 600; color: var(--navy); margin-bottom: 0.4rem; }
.field .req { color: var(--gold-hover); margin-left: 2px; }
.field input, .field textarea, .field select {
  width: 100%; padding: 0.75rem 0.95rem;
  font-family: var(--font-body); font-size: 0.95rem;
  color: var(--text-dark); background: #fff;
  border: 1.5px solid var(--gray-border); border-radius: 10px;
  transition: var(--transition); box-sizing: border-box;
}
.field textarea { resize: vertical; min-height: 62px; }
.field input::placeholder, .field textarea::placeholder { color: var(--text-muted); }
.field input:focus, .field textarea:focus, .field select:focus {
  border-color: var(--gold); box-shadow: 0 0 0 3px var(--gold-soft); outline: none;
}
.field select {
  appearance: none; -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%234B5563' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 1rem center;
  padding-right: 2.5rem;
}
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

.co-applicant-wrap {
  margin-top: 1.5rem; padding: 1.75rem;
  background: var(--gray-bg);
  border: 1px solid var(--gray-border);
  border-left: 3px solid var(--gold);
  border-radius: var(--radius);
  animation: slideIn 0.35s ease;
}
@keyframes slideIn {
  from { opacity: 0; transform: translateY(-8px); }
  to { opacity: 1; transform: translateY(0); }
}
.co-applicant-wrap .form-heading { border-bottom-color: var(--gray-border); margin-bottom: 1.25rem; }

.btn-add {
  width: 100%; background: #fff; color: var(--accent);
  border: 1.5px dashed var(--accent); margin-top: 1rem;
  display: flex;
}
.btn-add:hover { background: var(--accent-light); border-style: solid; }
.btn-remove {
  display: none; width: 100%; background: #fff; color: var(--error);
  border: 1.5px solid var(--error); margin-top: 1rem;
}
.btn-remove:hover { background: #FEF2F2; }

.btn-submit-wrap { margin-top: 2rem; padding-top: 2rem; border-top: 1px solid var(--gray-border); }
.btn-submit-wrap .btn-primary {
  width: 100%; font-size: 1rem; padding: 1.05rem 1.5rem;
}
.btn-submit-wrap .btn-primary:disabled { opacity: 0.7; cursor: not-allowed; transform: none; }

.trust-note {
  text-align: center; font-size: 0.82rem; color: var(--text-muted);
  margin-top: 1rem;
  display: flex; align-items: center; justify-content: center; gap: 0.4rem;
}
.trust-note svg { width: 14px; height: 14px; color: var(--gold-hover); flex-shrink: 0; }

.consent-box {
  display: flex; align-items: flex-start; gap: 0.85rem;
  padding: 1.15rem 1.25rem; margin-bottom: 1.25rem;
  background: var(--accent-light);
  border: 1px solid rgba(44, 95, 138, 0.18);
  border-left: 4px solid var(--gold);
  border-radius: 10px;
}
.consent-box .consent-icon {
  width: 34px; height: 34px; border-radius: 9px;
  background: #fff; border: 1px solid var(--gold);
  display: flex; align-items: center; justify-content: center;
  color: var(--accent); flex-shrink: 0;
}
.consent-box .consent-icon svg { width: 18px; height: 18px; }
.consent-box h4 {
  font-family: var(--font-display); font-size: 0.88rem; font-weight: 700;
  color: var(--navy); margin-bottom: 0.3rem; letter-spacing: -0.01em;
}
.consent-box p { font-size: 0.85rem; color: var(--text-light); line-height: 1.6; }
.consent-box p strong { color: var(--navy); font-weight: 600; }

.alert {
  display: none; padding: 1rem 1.25rem; margin-top: 1.25rem;
  border-radius: 10px; font-size: 0.92rem; font-weight: 500;
  align-items: center; gap: 0.6rem;
}
.alert.show { display: flex; }
.alert svg { width: 20px; height: 20px; flex-shrink: 0; }
.alert-success { background: #F0FDF4; color: #166534; border: 1px solid #BBF7D0; }
.alert-success svg { color: var(--success); }
.alert-error { background: #FEF2F2; color: #991B1B; border: 1px solid #FECACA; }
.alert-error svg { color: var(--error); }

.success-actions { display: none; margin-top: 1rem; text-align: center; }
.success-actions.show { display: block; }
.btn-ghost {
  display: inline-flex; align-items: center; gap: 0.5rem;
  font-family: var(--font-body); font-weight: 600;
  font-size: 0.9rem; color: var(--accent);
  padding: 0.7rem 1.25rem; border-radius: 10px;
  border: 1.5px solid var(--gray-border); background: #fff;
  transition: var(--transition); text-decoration: none;
}
.btn-ghost:hover {
  border-color: var(--gold); background: var(--gold-soft);
  color: var(--navy); transform: translateY(-1px);
}
.btn-ghost svg { width: 16px; height: 16px; transition: transform 0.3s ease; }
.btn-ghost:hover svg { transform: translateX(-3px); }

/* ---------- FOOTER ---------- */
.footer { background: var(--navy); padding: 4rem 0 2rem; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 3rem; margin-bottom: 3rem; }
.footer-brand p {
  font-size: 0.9rem; color: var(--text-on-dark-secondary);
  line-height: 1.7; margin: 1.25rem 0 1.5rem; max-width: 320px;
}
.footer h4 {
  font-family: var(--font-body); font-size: 0.82rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.08em;
  color: var(--gold); margin-bottom: 1.25rem;
}
.footer-links { list-style: none; display: flex; flex-direction: column; gap: 0.75rem; }
.footer-links a {
  font-size: 0.9rem; color: var(--text-on-dark-secondary);
  transition: var(--transition); display: inline-block; padding: 0.35rem 0;
}
.footer-links a:hover { color: var(--gold); }
.footer-social { display: flex; gap: 0.75rem; }
.footer-social a {
  width: 42px; height: 42px; border-radius: 10px;
  background: rgba(249, 250, 251, 0.08);
  border: 1px solid rgba(220, 174, 81, 0.3);
  display: flex; align-items: center; justify-content: center;
  color: var(--text-on-dark-secondary); transition: var(--transition);
}
.footer-social a:hover { background: var(--gold); border-color: var(--gold); color: var(--navy); transform: translateY(-2px); }
.footer-social a svg { width: 18px; height: 18px; }
.footer-hours {
  margin-top: 1.25rem; padding-top: 1rem;
  border-top: 1px solid rgba(249, 250, 251, 0.12);
  display: flex; flex-direction: column; gap: 0.35rem;
}
.footer-hours strong {
  font-size: 0.72rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.08em;
  color: var(--gold); margin-bottom: 0.15rem;
}
.footer-hours span { font-size: 0.85rem; color: var(--text-on-dark-secondary); line-height: 1.5; }
.footer-bottom {
  border-top: 1px solid rgba(249, 250, 251, 0.12);
  padding-top: 2rem;
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 1rem;
}
.footer-bottom p { font-size: 0.82rem; color: var(--text-on-dark-secondary); }
.footer-bottom-links { display: flex; gap: 1.5rem; }
.footer-bottom-links a {
  font-size: 0.82rem; color: var(--text-on-dark-secondary);
  transition: var(--transition); padding: 0.35rem 0;
}
.footer-bottom-links a:hover { color: var(--gold); }

/* ---------- ANIMATIONS ---------- */
.js .fade-up { opacity: 0; transform: translateY(24px); transition: opacity 0.7s ease, transform 0.7s ease; }
.js .fade-up.visible { opacity: 1; transform: translateY(0); }

/* ---------- WORDPRESS ADMIN BAR OFFSET ---------- */
body.admin-bar .nav { top: 32px; }
@media screen and (max-width: 782px) {
  body.admin-bar .nav { top: 46px; }
}

/* =========================================================
   RESPONSIVE
   ========================================================= */

@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; gap: 3rem; text-align: center; }
  .hero-sub { margin-left: auto; margin-right: auto; }
  .hero-ctas { justify-content: center; }
  .hero-trust { justify-content: center; }
  .hero-visual { max-width: 420px; margin: 0 auto; }
  .hero-image-wrap { max-width: 100%; }
  .steps { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .diff-grid { grid-template-columns: 1fr; gap: 1.25rem; }
  .reviews-grid { grid-template-columns: 1fr; }
  .checklist-grid { grid-template-columns: 1fr; gap: 1rem; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .nav-dropdown--two-col { min-width: 420px; }
}

@media (max-width: 960px) {
  .nav-links {
    display: none;
    position: absolute;
    top: 100%; left: 0; right: 0;
    background: rgba(255,255,255,0.98);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    flex-direction: column;
    padding: 1rem 1.5rem 1.5rem;
    gap: 0;
    border-bottom: 2px solid var(--gold);
    box-shadow: 0 12px 32px rgba(10, 37, 64, 0.12);
    max-height: calc(100vh - 70px);
    max-height: calc(100svh - 70px);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }
  .nav-links.open { display: flex; }
  .nav-links > li {
    width: 100%;
    border-bottom: 1px solid var(--border-light);
    position: static;
    transition: background 0.25s ease, border-color 0.25s ease;
  }
  .nav-links > li:last-child { border-bottom: none; }
  .nav-links > li > a { font-size: 1rem; padding: 0.9rem 0; width: 100%; display: block; white-space: normal; }
  .nav-links > li > a::after { display: none; }

  /* Caret rotates when its parent dropdown is open */
  .caret {
    display: inline-block;
    transition: transform 0.25s ease, opacity 0.2s ease;
  }
  .nav-item-dropdown.open > a .caret {
    transform: rotate(180deg);
    opacity: 1;
  }

  /* Highlight the entire row of an open dropdown */
  .nav-links > li.nav-item-dropdown.open {
    background: var(--accent-light);
    margin: 0 -1.5rem;
    padding: 0 1.5rem;
    border-bottom-color: transparent !important;
  }
  .nav-links > li.nav-item-dropdown.open > a {
    color: var(--accent);
    font-weight: 700;
  }
  .nav-links > li.nav-item-dropdown.open > a .caret {
    opacity: 1;
    color: var(--accent);
  }

  /* Hide the desktop hover bridge on mobile */
  .nav-item-dropdown::after { display: none; }

  /* Mobile dropdown: collapsed by default, expands when parent li has .open */
  .nav-dropdown {
    position: static !important;
    transform: none !important;
    opacity: 1 !important;
    visibility: visible !important;
    box-shadow: none !important;
    border: none !important;
    margin: 0 !important;
    min-width: 0 !important;
    width: 100% !important;
    background: transparent !important;
    padding: 0 !important;
    display: block !important;
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.35s ease, padding 0.35s ease;
  }
  .nav-item-dropdown.open .nav-dropdown {
    max-height: 700px;
    padding: 0 0 0.75rem 0.85rem !important;
  }
  .nav-item-dropdown:hover .nav-dropdown,
  .nav-item-dropdown:focus-within .nav-dropdown {
    /* Override desktop hover so it doesn't force-open */
    transform: none !important;
  }
  .nav-dropdown--two-col {
    display: block !important;
    grid-template-columns: none !important;
    min-width: 0 !important;
  }
  .nav-dropdown::before { display: none !important; }
  .nav-dropdown li { border-bottom: none; }
  .nav-dropdown li a {
    padding: 0.65rem 0;
    font-size: 0.92rem;
    color: var(--text-light);
    border-radius: 0;
    white-space: normal;
    transition: background 0.15s ease, color 0.15s ease, padding-left 0.15s ease;
  }
  .nav-dropdown li a:hover { background: transparent; color: var(--accent); }
  .nav-dropdown-divider { margin: 0.5rem 0; }
  .nav-dropdown-footer a { padding-top: 0.8rem !important; }

  /* Brief flash when any nav link is tapped */
  .nav-links a.tapped,
  .nav-dropdown li a.tapped {
    background: var(--accent-light);
    color: var(--navy) !important;
    border-radius: 6px;
    transition: none;
  }

  /* Immediate feedback while finger is down */
  .nav-links a:active,
  .nav-dropdown li a:active {
    background: var(--accent-light);
    color: var(--navy);
  }

  .nav-cta { display: none; }
  .mobile-toggle { display: inline-flex; }
}

@media (max-width: 900px) {
  .vehicle-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0.9rem; }
}

@media (max-width: 768px) {
  .hero { padding: 6.5rem 0 3.5rem; min-height: auto; }
  .hero-badge { font-size: 0.72rem; }
  .hero h1 { font-size: clamp(2rem, 8vw, 2.8rem); }
  .hero-sub { font-size: 1rem; }
  .hero-ctas { gap: 0.75rem; margin-bottom: 2rem; }
  .hero-visual { display: none; }

  .steps { grid-template-columns: 1fr; }
  .vehicle-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0.85rem; }
  .vehicle-card { padding: 0.35rem; }
  .vehicle-info { padding: 0.65rem 0.25rem 0.3rem; }
  .vehicle-info h3 { font-size: 0.88rem; }
  .vehicle-info p { font-size: 0.7rem; }
  .diff-card { padding: 1.75rem 1.5rem; }

  .breadcrumb-bar { padding: 5.5rem 0 0.75rem; }
  .breadcrumb { font-size: 0.78rem; }
  .page-hero { padding: 2.25rem 0 3rem; }
  .page-hero h1 { font-size: clamp(1.75rem, 7vw, 2.25rem); }
  .answer-block { padding: 1.6rem 1.4rem; }
  .answer-block .answer-word { font-size: 1.5rem; }
  .answer-block p { font-size: 1rem; }

  .build-card { padding: 2rem 1.5rem; }
  .build-points { grid-template-columns: 1fr; gap: 1.5rem; }
  .build-point { padding: 0 !important; border-right: none; padding-bottom: 1.5rem !important; border-bottom: 1px solid var(--border-light); }
  .build-point:last-child { padding-bottom: 0 !important; border-bottom: none; }

  .faq-question { padding: 1.25rem 1.25rem; font-size: 0.98rem; }
  .faq-answer-inner { padding: 0 1.25rem 1.25rem; }

  .app-wrap { padding: 6rem 1.25rem 3rem; }
  .app-card { padding: 1.75rem 1.25rem; border-radius: 16px; }
  .field-row { grid-template-columns: 1fr; gap: 0; }
  .field-row .field { margin-bottom: 1.15rem; }
  .co-applicant-wrap { padding: 1.25rem 1rem; }
  .consent-box { padding: 1rem; }

  .footer { padding: 3rem 0 2rem; }
  .footer-grid { grid-template-columns: 1fr; gap: 2.25rem; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .footer-bottom-links { gap: 1.25rem; flex-wrap: wrap; justify-content: center; }

  .trust-bar-inner { gap: 1.25rem; }
  .trust-item { font-size: 0.82rem; }
  .trust-item .icon { width: 28px; height: 28px; }
  .trust-item .icon svg { width: 15px; height: 15px; }

  .section { padding: clamp(2.75rem, 7vw, 4rem) 0; }
  .section-header { margin-bottom: 2.5rem; }
  .section-heading { margin-bottom: 2.25rem; }
}

@media (max-width: 480px) {
  .container { padding: 0 1.15rem; }
  .hero-ctas { flex-direction: column; }
  .hero-ctas .btn { width: 100%; justify-content: center; }
  .final-cta .btn-group { flex-direction: column; }
  .final-cta .btn-group .btn { width: 100%; justify-content: center; }
  .cta-hours { font-size: 0.78rem; padding: 0.45rem 0.85rem; }
  .diff-card { padding: 1.5rem 1.25rem; }
  .vehicle-grid { gap: 0.75rem; }
  .vehicle-info h3 { font-size: 0.84rem; }
  .vehicle-info p { font-size: 0.68rem; }
  .checklist-card { padding: 1.75rem 1.4rem; }
  .build-card { padding: 1.5rem 1.1rem; }
  .app-wrap { padding: 5.5rem 1rem 2.5rem; }
  .app-card { padding: 1.5rem 1.1rem; }
  .app-badge { font-size: 0.68rem; padding: 0.35rem 0.75rem; }
}

@media (max-width: 360px) {
  .vehicle-grid { gap: 0.6rem; }
  .vehicle-card { padding: 0.3rem; }
  .vehicle-info h3 { font-size: 0.8rem; }
  .vehicle-info p { display: none; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
    scroll-behavior: auto !important;
  }
  .hero-image { animation: none; transform: scale(1.02); }
  .js .fade-up { opacity: 1; transform: none; }
  .hero-badge .dot { animation: none; }
  .app-badge .dot { animation: none; }
}